![]() Rocket suggests your DTI should not exceed 50%. The company will also calculate your debt-to-income ratio (DTI), a measure of your ability to repay the loan. Your income, assets, credit report, and existing debts will all help determine whether you’d qualify for a mortgage loan.Įxpect to need a credit score of at least 620 for a conventional loan and 580 for an FHA or VA mortgage. Rocket Mortgage underwriting guidelines aren’t too different from other mainstream lenders. This company says it can complete the pre-approval process in just 24 hours. Rocket’s underwriters will verify your financial information by checking your pay stubs, recent bank statements, and credit score. You’ll need to provide some financial information, including your income, assets, and debts, along with supporting documents to verify these numbers. Rocket’s pre-approval process happens entirely online. Pre-approvals can also confirm your price range by showing how much you could borrow. ![]() Your journey with Rocket Mortgage - or any other lender - should begin with a mortgage pre-approval.Ī pre-approval letter shows real estate agents and home sellers you’re serious about buying and have financing in place to make an offer. But you always have the option to talk to a real live home loan expert over the phone. In fact, if you really don’t want to talk to another person, you can opt to communicate via its Talk to Us page. It provides a secure environment where you can communicate with loan officers, upload documents, monitor your loan information, and access your closing documents. Rocket Mortgage offers rich online and mobile functionality. So if those things appeak to you, Rocket Mortgage just might make your shortlist. You might find lower rates elsewhere, but it’s harder to find such an easy-to-use online application or higher customer satisfaction ratings. These borrowers will be directed to FHA loans and may need to make a down payment of 10%. Having said that, the website does say this lender will entertain applications from those with scores as low as 580. But the whole idea is that the system itself is so expert it will gently lead you through the entire experience.Īnd it helps if you’re a “safe” borrower - meaning Rocket tends to prefer homeowners with a decent credit score and reasonable debt-to-income ratio (DTI). The lender promises “expert advice when you need it” from its home loan experts. Of course, we’d only recommend Rocket to those who are comfortable using its online application processes. So, is this all-digital lender really worth it? Its satisfaction scores suggest that current customers don’t have much to complain about. Rocket Mortgage describes itself this way: “If you don’t have the patience for banks and want a fast, convenient way to see your mortgage options, you should give Rocket Mortgage a try.” Start here (Jan 24th, 2022) Rocket Mortgage review for 2022 Then compare the interest rates and fees you’re offered to see which lender can offer you the best deal.Īverage rate and fee data are sourced from public records required by the Home Mortgage Disclosure Act (HMDA). Instead, pick 3-5 lenders you’re interested in and get rate quotes from each one. That means you shouldn’t take average rates (or advertised rates) at face value. Your own rate depends on factors like your credit score, down payment, loan type, and home price. ![]() Of course, mortgage interest rates change frequently. ![]() In 2020 - the most recent data available - Rocket mortgage rates were a little lower on average than some top competitors. Is Rocket Mortgage the best lender for you?.Mortgage loan products at Rocket Mortgage.Rocket Mortgage customer service reviews. ![]()
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![]() ![]() ![]() Their babies are more likely to undergo abnormal growth in utero, leading to low birth weight, and later face increased risk of childhood obesity and infections.Ī major producer of PFAS in the United States, 3M, dismisses these findings. ![]() Women exposed to PFAS during pregnancy have higher risks of gestational diabetes and pre-eclampsia, a type of high blood pressure. Prenatal PFAS exposures that disrupt metabolism and immunity may cause immediate and lasting effects on both mother and child. More disturbing, PFAS can also alter levels of both mothers’ and babies’ thyroid hormones, which oversee brain development, growth and metabolism, and also play a role in immunity. Scientists think these widely used industrial chemicals may harm pregnant women and their developing babies by meddling with gene regulators and hormones that control two of the body’s most critical functions: metabolism and immunity. The chemicals are found in hundreds of consumer products, including stain- and water-resistant furniture, outdoor gear, cosmetics, dental floss and disposable food packaging.Ĭontaminated drinking water is a major source of exposure, along with carpets, tainted seafood, microwave popcorn and takeout foods served in grease-resistant containers. PFOA is one of the most widely studied members of a family of more than 4,700 chemicals called per- and polyfluoroalkyl substances, or PFAS. They now both suffer from illnesses that studies have linked to PFOA or similar chemicals, Hackett said. Blood levels for her grandson, then 6, and granddaughter, who was 4, were both more than 50 times the national average of roughly 2 parts per billion for kids and adults. When Hackett and her daughter’s family had their PFOA blood levels checked by the state, they were shocked by the results. ![]() ![]() ![]()
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![]() ![]() If you examine that flat area, you will notice that it is an integral machined part of the cross guard. This fit helps stabilize the bayonet and keep it from rotating around the axis of the barrel. NOTE: Of special interest it the way the small flat area behind the bayonet muzzle ring fits into the front of the cleaning rod bracket under the front sight base on the rifle. This again shows the interchangeability of Kalashnikov weapons system. Pictures are of a stripped Romanian 6X3 Type I bayonet and Egyptian made DDR AKM clone. ![]() A redesigned hanger was also developed with a snap hook to allow the scabbard to be detached for use as a wire cutter. With plastic like insulating grips on the hilt and a rubber insulator on the scabbard even electrically charged wire could be safely cut. This design also incorporated a means to connect with the scabbard to form a wire cutter. The first model bayonet designed for the AKM, (6X3 Type I), had the catch in the pommel and a muzzle ring as attachment points. Also with the new AKM a more conventional method of mounting a bayonet was introduced with a mounting stud under the front gas block. The main change to the rifle was the weight reduction and ease of production with the introduction of the stamped steel receiver replacing the forged and machined steel one on the AK47. MikeĮventually the AK47 was redesigned and upgraded and the AKM was introduced. I was using them to illustrate another post I am working on and they also represent the degree of interchangeability of all the ComBloc AK47 rifles and bayonets. The rifle pictured is a Chinese Type 56, (AK47) and the bayonet is a N. The first picture shows the required "fangs" on the bottom of the FSB. Maybe these pictures will help illustrate the means of attaching an AK47 bayonet to a rifle. Early production AK47 Rifles and various others where the fangs were omitted or removed to comply with import/export restrictions will not mount bayonets. The only change to the rifle was to add to small hooks, ("Fangs") to the bottom of the Front Sight Base. Ak 47 bayonet attached full#The cross guard incorporated a vertical sliding latch and a full muzzle ring. This was done by designing the rear of the pommel to fit around the Front Gas Block. These designs were not approved and it was decided that with the firepower, ease of rapid reloading and the overall compactness of the rifle that a bayonet was not needed.Īt some point this decision was reversed and a bayonet was retro designed to fit the rifle with minimal change to the rifle. Most of these were similar to and borrowed from existing Tokarev and Simonov bayonets and were conventional designs with the catch on the pommel engaging a flanged stud under the barrel. The four gas escape holes on the original AK-47s were omitted in favor of two gas relief holes on either side of the gas block. And, maybe surprisingly, the select fire options only included Safe and Semi-Automatic. Several different bayonet designs had been considered and several prototype and experimental bayonets can be found in reference books. The rear sights include graduations up to 1000 meters, as opposed to the 800 meter maximum found on a Soviet AK-47. Then again, your survival in the zombie-ridden wilderness of the end days is priceless.When the final design was approved and production was started on the original Russian AK47 rifles there was no means of mounting a bayonet. You can bet that if it does go up though, it’s going to cost a pretty penny. Doublestar’s previous effort, the DSC Zombie Slayer, sold for $1,249.99 but the Zombie X, for the moment, isn’t for sale. Whether or not that electric chainsaw really packs a punch or whether it’s really just a glorified hedgetrimmer is anyone’s guess, and as of now, you’ll have a hard time finding out. This particular model has a few other features as well, including a EOTech Zombie Stopper XPS2-Z Holographic Sight which gives you a biohazard sign instead of your normal crosshair another zombie apocalypse must. You do have an AK-47, don’t you? Ideally for use in the zombie apocalypse, the Doublestar Zombie X Chainsaw Rail Attachment is surprisingly quiet and runs on a stock-mounted battery rather than messy, flame-prone gasoline. ![]() The chainsaw bayonet, for instance, is a real thing, and while you won’t be able to mount it on a real Lancer, you can strap it to your AK-47. We still don’t have flying cars, but every day it seems like more and more sci-fi tech is getting defictionalized. ![]() ![]() ![]()
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